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Savers getting excellent real returns

Savers are currently enjoying some of the best returns on their money in nearly 20 years, it has been argued.

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Credit conditions remain tough for SMEs

Larger businesses are experiencing a greater availability of credit for the first time this year, but smaller firms are continuing to struggle to access capital, the CBI has reported.

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Lending 'monopoly' is hitting smaller firms

Mergers between big financial high street institutions and government measures aimed at stimulating lending amongst the larger banks in the aftermath of the credit crunch are having the effect of suffocating competition and limiting the choices of finance open to small firms, it has been claimed.

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Savers see higher returns

Competition among banks and building societies in their efforts to attract new customers has pushed up the general level of interest rates on savings accounts.

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Small firms will need help to thrive after the recession

The government has been called on to provide SMEs with help once the economy emerges from the downturn.

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Banks get warning on small business lending

The UK’s major banks could be faced with a competition enquiry if they do not step up the level of lending to SMEs and reduce its cost.

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Savers to benefit from improved compensation rules

Savers will get better protection in the event of their bank or building society collapsing.

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Minister urges smaller businesses to enquire about government loans

SMEs that are struggling to secure finance from the banks should look at the possibility of using the government’s loans scheme.

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'Inconsistent' lending policies hampering small business borrowing

Small firms are failing to secure finance because banks are not being consistent in their lending policies.

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Business lending sees record drop

Many firms are still experiencing the effects of the credit crunch, with business lending suffering its biggest drop in nine years.

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