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Savings

Mortgage applicants change spending habits

Prospective homeowners are changing their spending habits in order to make their mortgage applications more successful, research by MoneySuperMarket has found.

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Annuity rates hit record low

Average rates of standard annuities have fallen to a record low just 3 weeks after the government's pension reforms were introduced, research by Investment Life & Pensions Moneyfacts has found.

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Young people not saving for retirement

More than half of 18-35 year-olds haven't started saving for retirement, research by NOW: Pensions has shown.

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Adults get savings boost living with parents

Almost three quarters of parents still have children aged over 18 living with them, according to research by TopCashback.

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Divorcees face reduced retirement income

Divorcees planning to retire in 2015 can expect to have an average of £2,100 less a year from their expected retirement income than those that stay married, research by Prudential suggests.

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Pensioners at risk from scammers

Fraudulent pension schemes, employer impersonation and fake financial advice are some of the tactics used to defraud pensioners, according to Citizens Advice.

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Consumers have concerns about pension freedoms

Consumers are concerned about the potential risks of taking their pension as cash, a survey by the National Association of Pension Funds has shown.

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Pension changes come into effect

Rules on how savers can access their defined contribution pensions from age 55 have changed.

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Low inflation provides savings boost to over-55s

The falling cost of living is allowing over-55s to increase their savings and pay off debts, a survey by Aviva has found.

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Retirees provide financial support to families

More than a third of people retiring this year are currently supporting their families financially, according to survey by Prudential.

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