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Savings

Savers could be hampering economic recovery

The number of households that are using their money to pay down debts or to boost their savings is on the increase and could be having an adverse effect on the economic recovery.

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Inflation rise puts savings under greater pressure

A combination of low interest rates and rising inflation means that savers are likely to see even poorer returns on their money.

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'Uncertainty' over personal accounts pensions

The low profile given to plans for the introduction of personal accounts pensions, the government-backed workplace savings scheme, in the pre-Budget Report has created an element of confusion, the Commons Treasury Select Committee has heard.

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Employers warned against pensions inducements

The Pensions Regulator has said that employers should not apply “improper” pressure to persuade members to move from one pension scheme to another.

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Pre-Budget Report 2009: personal tax

One of the major announcements in Alistair Darling’s pre-Budget Report was the decision to raise employers’ and employees’ national insurance contributions.

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Homes to prop up retirement savings

A significant number of people are planning to use the value of their homes to support their retirement income, new research has suggested.

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Pensions could suffer if entrepreneurs shy from occupational schemes

Plans by the government to cut pension tax relief for high earners could have an adverse effect on workplace pension schemes, it has been warned.

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Pension schemes under increasing threat

The rate at which final salary pensions schemes are closing looks set to rise, it has been predicted.

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