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Savings

Jargon putting over 50s off investment

The prevalence of technical jargon is preventing people over the age of 50 from investing.

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4.4 million more workplace pension savers since 2012

Almost 6.9 million auto-enrolled workers saved £82 billion in workplace pension schemes in 2015.

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Defined benefit schemes costs rise by 37%

The costs of operating a defined benefit pension scheme have increased by 37% in the last year, which could see members lose some of their benefits.

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Workplace pension saving up by £2.5 billion

Auto-enrolment increased workplace pension saving by £2.5 billion per year by April 2015, according to the Institute of Fiscal Studies.

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Older retirees spend half as much as younger ones

Income spending among retirees aged over 75 declines by half compared to those aged 50-65, according to research by Aegon.

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Cash ISAs used to fund retirement

Over a third of savers are using cash ISAs to fund their retirement, according to research by Alliance Trust Savings.

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Women increasingly sole household earners

40% of women workers are now the sole earners in their households, according to research by Aegon.

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6 million over 50s in debt

Almost a third of people over the age of 50 are dealing with financial debt, repaying an average of £12,000.

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Early 30s have half the wealth of the previous generation

People in their early 30s, who were born in the early 80s have half the wealth of the previous generation.

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Home ownership more important than pensions for under 35s

Home ownership or pensions? Saving towards a new home is 3 times more important than saving for a pension for under-35s.

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